Terminix Termite Insurance is a Scam
Terminix Insurance Fine Print. The insurance issued by Terminix is called "The Termite Inspection and Protection Plan" but we got scammed by the company. Do not think you are getting termite protection with your annual fee.
A year ago, we signed up for the service and had our house inspected with no findings. Terminix's plan includes an annual inspection, which happened yesterday. This time, the inspector found evidence of termite damage in my house. I mentioned that it was fortunate that we had paid ($335) for the insurance. The tech said that the damage was caused by drywood termites which is not covered by their insurance. They then quoted me $3,000 to tent the house. What is the point of having insurance if it doesn't insure against anything! Terminix has no business ethics.
Before we signed up, sales representative stated that this plan covered termites, never discussing that it only covers one type. He said that it would pay for itself since in our area houses needed to be tented every few years (it is my understanding that tenting is for drywood termites, giving credibility to the belief that all termites were covered). Nowhere on the certificate or receipt does it say that drywood termites are excluded, it is only in the very small print - or on their website it is written in gray font on a gray background.
The plan is called "The Termite Inspection and Protection Plan" not "The Subterranean Termite Inspection and Protection Plan." I didn't even know there were multiple types.
If you are even considering this Terminix plan, be very wary. They are trying to defraud you.